Financial Growth,
Rooted in Trust

Ever Flourishing CICS Ltd. – empowering members with smart savings, investment portfolios, and flexible loan facilities. Built on transparency and cooperative values since inception.

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About Us

Ever Flourishing CICS Ltd. is a registered cooperative investment and credit society based in Ibadan, Oyo State, with a mission to provide accessible financial services to our members.

We combine traditional cooperative values with modern fintech innovation. Our members enjoy seamless digital access to savings accounts, investment plans, and quick personal/business loans. Since our establishment, we have been committed to financial inclusion, ethical lending, and wealth creation for individuals, families, and small businesses.

Licensed & Regulated
5000+ Active Members
₦2B+ Disbursed Loans
24/7 Digital Access
President Portrait

Chief (Dr.) Adeola Ogunlesi

President, Ever Flourishing CICS Ltd.

President's Speech

"Dear esteemed members, I am proud to witness how our cooperative has evolved into a digital-first institution. Our new mobile application provides real-time balance checks, loan applications, and investment tracking. This is not just a technological upgrade; it is a promise — a promise to deliver transparency, speed, and financial empowerment to every member. Together, we are building a prosperous future, one saving at a time. I encourage you all to leverage these tools and participate actively in our community. Let’s continue to flourish!"

— Unity, Discipline, and Prosperity.

Our Core Services

Empower your finances with modern cooperative products

Savings Account

Flexible savings plans with competitive dividends. Monitor balances instantly via mobile app. Daily, weekly, or custom contributions.

Interest paid quarterly

Investment Portfolio

High-yield investment windows tailored for members. Grow your wealth with ethical, low-risk opportunities backed by cooperative assets.

10-15% ROI (historical)

Personal & Business Loans

Quick loan application with low interest rates. Flexible repayment plans for salaried individuals and small business owners.

Approval within 48h
Payment Partner: GTBank Plc – secure virtual account deposits. (0.02% charge per deposit, capped at ₦1,000)

Contact Us

We’re here to answer your questions and welcome new members. Reach out through any channel.

  • Head Office: 24, Oyo Road, Molete, Ibadan, Oyo State, Nigeria.
  • Phone: +234 803 456 7890, +234 812 345 6789
  • Email: support@everflourishingcics.org
  • Office Hours: Mon–Fri 9:00am – 4:30pm, Sat 10:00am – 1:00pm
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Send a Message

Our representative will respond within 24 business hours. For urgent loan requests, use the member portal.